565 Grand AveSacramentoCA95838
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 565 Grand Ave, Sacramento, CA, 95838 in Sacramento. Priced at $385,000, it generates $3,890/mo in gross rent and $1,509/mo in net monthly cash flow, a 12.13% yield that comfortably supports the 2.25 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $18,105. Five-year appreciation: $106,368. Equity from principal paydown: $3,546/yr. Total projected cumulative return: $243,064.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 4.8% |
| Monthly Cash Flow | $1,509 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,890 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices