5648 Highway 210CromwellMN55726
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5648 Highway 210, Cromwell, MN, 55726 in Cromwell is a solid income-producing rental, 9.5% gross yield, $2,395/mo rent, $506/mo net cash flow on a $302,600 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $83,603 and $2,787/yr in principal reduction project a total cumulative return of $147,342.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.1% |
| Monthly Cash Flow | $506 | $350 |
City averages based on Cromwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,395 |
| Total Monthly Debt Service | $1,769 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55726, Cromwell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 343 (51.3%) |
| Renter Occupied HU | 67 (10.0%) |
| Vacant Housing Units | 259 (38.7%) |
| Median Home Value | $273,361 |
| Average Home Value | $295,204 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
422
Multi-Family
46
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55726, Cromwell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 343 (51.3%) |
| Renter Occupied HU | 67 (10.0%) |
| Vacant Housing Units | 259 (38.7%) |
| Median Home Value | $273,361 |
| Average Home Value | $295,204 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
422
Multi-Family
46
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices