5641 Johnson RdBrutusMI49716
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5641 Johnson Rd, Brutus, MI, 49716 in Brutus speaks for itself: 15.64% gross on a $465,000 price, generating $6,060/mo in rent and $2,994/mo in net income after the $2,091/mo debt service. DSCR 2.90, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $35,923 stacks alongside $128,471 in projected five-year appreciation and $4,283/yr in principal reduction. Projected total cumulative return: $369,798.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 7.1% |
| Monthly Cash Flow | $2,994 | $350 |
City averages based on Brutus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,060 |
| Total Monthly Debt Service | $2,881 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49716, Brutus, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 637 (100%) |
| Owner Occupied HU | 295 (46.3%) |
| Renter Occupied HU | 55 ( 8.6%) |
| Vacant Housing Units | 287 (45.1%) |
| Median Home Value | $264,535 |
| Average Home Value | $352,263 |
Housing Distribution
Address Breakdown
Residential
436
Single Family
436
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49716, Brutus, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 637 (100%) |
| Owner Occupied HU | 295 (46.3%) |
| Renter Occupied HU | 55 ( 8.6%) |
| Vacant Housing Units | 287 (45.1%) |
| Median Home Value | $264,535 |
| Average Home Value | $352,263 |
Housing Distribution
Address Breakdown
Residential
436
Single Family
436
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices