5640 Riverside Dr APT 4ChinoCA91710
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5640 Riverside Dr APT 4, Chino, CA, 91710 in Chino at $420,000 earns $2,966/mo in rent and nets $43/mo after the $1,889/mo payment, a 8.48% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $116,038 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $3,868/yr in principal paydown, total projected return reaches $163,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $43 | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,966 |
| Total Monthly Debt Service | $2,756 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
1,042 sqft lot
$N/A/sqft
$325 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
1,042 sqft lot
$N/A/sqft
$325 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices