5637 Observation LnLos AngelesCA90028
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 5637 Observation Ln, Los Angeles, CA, 90028 in Los Angeles. Rental yield 6.73%. The 1.25 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $275,729 and $9,192/yr in principal reduction project total return of $317,841.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 4.1% |
| Monthly Cash Flow | $(967) | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,594 |
| Total Monthly Debt Service | $6,164 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
1,000 sqft lot
$N/A/sqft
$141 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90028, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,524 (100%) |
| Owner Occupied HU | 744 ( 3.3%) |
| Renter Occupied HU | 18,588 (82.5%) |
| Vacant Housing Units | 3,192 (14.2%) |
| Median Home Value | $1,025,641 |
| Average Home Value | $1,186,790 |
Housing Distribution
Address Breakdown
Residential
22,958
Single Family
6,772
Multi-Family
16,186
Businesses
2,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
1,000 sqft lot
$N/A/sqft
$141 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90028, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,524 (100%) |
| Owner Occupied HU | 744 ( 3.3%) |
| Renter Occupied HU | 18,588 (82.5%) |
| Vacant Housing Units | 3,192 (14.2%) |
| Median Home Value | $1,025,641 |
| Average Home Value | $1,186,790 |
Housing Distribution
Address Breakdown
Residential
22,958
Single Family
6,772
Multi-Family
16,186
Businesses
2,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices