5631 Tufts StDavisCA95618
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5631 Tufts St, Davis, CA, 95618 in Davis at $1,529,000, 4.46% gross yield, is a market-growth asset. Rental yield 4.46%. The $5,688/mo rent partially funds the $6,875/mo debt service; the core return is the 5%/yr price growth projected to add $422,435 over five years. Ziffy Mortgage's DSCR mortgage (0.83) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $337,156.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.0% |
| Monthly Cash Flow | $(3,771) | $300 |
City averages based on Davis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,688 |
| Total Monthly Debt Service | $8,850 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226021045