563 Boston RdGrotonMA01450
INVESTMENT ANALYSIS
Investment Verdict
Solid Income563 Boston Rd, Groton, MA, 01450 in Groton is a solid income-producing rental, 9.01% gross yield, $4,717/mo rent, $759/mo net cash flow on a $628,000 buy. DSCR 1.67 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $173,505 and $5,784/yr in principal reduction project a total cumulative return of $287,279.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.0% |
| Monthly Cash Flow | $759 | $250 |
City averages based on Groton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,717 |
| Total Monthly Debt Service | $3,708 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01450, Groton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,097 (100%) |
| Owner Occupied HU | 3,389 (82.7%) |
| Renter Occupied HU | 531 (13.0%) |
| Vacant Housing Units | 177 ( 4.3%) |
| Median Home Value | $765,491 |
| Average Home Value | $811,949 |
Housing Distribution
Address Breakdown
Residential
4,011
Single Family
3,852
Multi-Family
159
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01450, Groton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,097 (100%) |
| Owner Occupied HU | 3,389 (82.7%) |
| Renter Occupied HU | 531 (13.0%) |
| Vacant Housing Units | 177 ( 4.3%) |
| Median Home Value | $765,491 |
| Average Home Value | $811,949 |
Housing Distribution
Address Breakdown
Residential
4,011
Single Family
3,852
Multi-Family
159
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73488738