56201 E 285 Rd Unit 25Monkey IslandOK74331
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 56201 E 285 Rd Unit 25, Monkey Island, OK, 74331 in Monkey Island. Rental yield 3.28%. At $615,000 with 3.28% gross yield, current distributions are modest, but the 5% appreciation rate projects $169,913 in new equity by year five, complemented by $5,664/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.61) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $89,150.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.2% |
| Monthly Cash Flow | $(2,947) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $3,683 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
2,117 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74331, Afton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,282 (100%) |
| Owner Occupied HU | 2,431 (38.7%) |
| Renter Occupied HU | 631 (10.0%) |
| Vacant Housing Units | 3,220 (51.3%) |
| Median Home Value | $220,177 |
| Average Home Value | $307,555 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,038
Multi-Family
182
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
2,117 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74331, Afton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,282 (100%) |
| Owner Occupied HU | 2,431 (38.7%) |
| Renter Occupied HU | 631 (10.0%) |
| Vacant Housing Units | 3,220 (51.3%) |
| Median Home Value | $220,177 |
| Average Home Value | $307,555 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,038
Multi-Family
182
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSOK/OKCMAR as distributed by MLS GRID
Mls ID: #1221327