562 North AveRochesterMA02770
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 562 North Ave, Rochester, MA, 02770 in Rochester at $537,900. Rental yield 6.76%. The 6.76% yield and 1.25 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $148,612 by year five, and $4,954/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $180,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.5% |
| Monthly Cash Flow | $(361) | $250 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,029 |
| Total Monthly Debt Service | $3,176 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1770
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02770, Rochester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,932 (89.9%) |
| Renter Occupied HU | 160 ( 7.4%) |
| Vacant Housing Units | 58 ( 2.7%) |
| Median Home Value | $611,266 |
| Average Home Value | $625,546 |
Housing Distribution
Address Breakdown
Residential
2,052
Single Family
2,012
Multi-Family
40
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1770
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02770, Rochester, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,932 (89.9%) |
| Renter Occupied HU | 160 ( 7.4%) |
| Vacant Housing Units | 58 ( 2.7%) |
| Median Home Value | $611,266 |
| Average Home Value | $625,546 |
Housing Distribution
Address Breakdown
Residential
2,052
Single Family
2,012
Multi-Family
40
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abbie Chambers • Bold Real Estate Inc.
Mls Name: MLS PIN
Mls ID: #73423350