5615 Silver Strand FallMariposaCA95338
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Mariposa rental at 5615 Silver Strand Fall, Mariposa, CA, 95338 sits in the solid-income band: 9.07% gross yield, $2,964/mo rent, $539/mo net after the $1,763/mo debt service, DSCR 1.68. Entry price of $392,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $108,302 and $3,610/yr in principal reduction bring total cumulative return to $183,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $539 | $1,500 |
City averages based on Mariposa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,964 |
| Total Monthly Debt Service | $2,269 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95338, Mariposa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 3,498 (61.1%) |
| Renter Occupied HU | 1,162 (20.3%) |
| Vacant Housing Units | 1,066 (18.6%) |
| Median Home Value | $468,980 |
| Average Home Value | $551,881 |
Housing Distribution
Address Breakdown
Residential
4,343
Single Family
4,164
Multi-Family
179
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95338, Mariposa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 3,498 (61.1%) |
| Renter Occupied HU | 1,162 (20.3%) |
| Vacant Housing Units | 1,066 (18.6%) |
| Median Home Value | $468,980 |
| Average Home Value | $551,881 |
Housing Distribution
Address Breakdown
Residential
4,343
Single Family
4,164
Multi-Family
179
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sidney Radanovich • Yosemite Realty
Mls Name: CRMLS
Mls ID: #MP25145093