53637-53637 Road 432Bass LakeCA93604
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 53637-53637 Road 432, Bass Lake, CA, 93604 in Bass Lake at $1,550,000, 1.95% gross yield, is a market-growth asset. Rental yield 1.95%. The $2,520/mo rent partially funds the $6,970/mo debt service; the core return is the 5%/yr price growth projected to add $428,236 over five years. Ziffy Mortgage's DSCR mortgage (0.36) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $132,816.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 7.0% |
| Monthly Cash Flow | $(7,069) | $1,200 |
City averages based on Bass Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $8,972 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93604, Bass Lake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 991 (100%) |
| Owner Occupied HU | 261 (26.3%) |
| Renter Occupied HU | 55 ( 5.5%) |
| Vacant Housing Units | 675 (68.1%) |
| Median Home Value | $745,879 |
| Average Home Value | $951,121 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93604, Bass Lake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 991 (100%) |
| Owner Occupied HU | 261 (26.3%) |
| Renter Occupied HU | 55 ( 5.5%) |
| Vacant Housing Units | 675 (68.1%) |
| Median Home Value | $745,879 |
| Average Home Value | $951,121 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick Allen • Stars & Stripes Real Estate
Mls Name: CRMLS
Mls ID: #FR25222644