5604 Altamura Way #2FontanaCA92336
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 5604 Altamura Way #2, Fontana, CA, 92336 in Fontana is narrow, $130/mo net on $3,935/mo rent after the $2,765/mo debt service, but the property operates at break-even-plus, not a loss. At $615,000 with a 7.68% yield, the long-run equity case via 5% appreciation ($169,913 over five years) and $5,664/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $241,634.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $130 | $300 |
City averages based on Fontana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,935 |
| Total Monthly Debt Service | $3,560 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2022
1,140 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2022
1,140 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katlyn Lamb • Nu Block Realty Group
Mls Name: CRMLS
Mls ID: #CV25214943