560 Pemberton StKingstonGA30145
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 560 Pemberton St, Kingston, GA, 30145 in Kingston: $4,524/mo in rent, $2,509/mo net, 16.7% gross yield, all on a $324,990 acquisition. The 3.10 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $89,789 in value, and $2,993/yr in principal paydown steadily builds equity. Projected total cumulative return: $284,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.7% | 8.0% |
| Monthly Cash Flow | $2,509 | $1,500 |
City averages based on Kingston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,524 |
| Total Monthly Debt Service | $1,886 |
| DSCR Ratio | 2.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,405 sqft lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30145, Kingston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,396 (100%) |
| Owner Occupied HU | 2,777 (81.8%) |
| Renter Occupied HU | 425 (12.5%) |
| Vacant Housing Units | 194 ( 5.7%) |
| Median Home Value | $317,176 |
| Average Home Value | $343,279 |
Housing Distribution
Address Breakdown
Residential
3,205
Single Family
3,205
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,405 sqft lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30145, Kingston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,396 (100%) |
| Owner Occupied HU | 2,777 (81.8%) |
| Renter Occupied HU | 425 (12.5%) |
| Vacant Housing Units | 194 ( 5.7%) |
| Median Home Value | $317,176 |
| Average Home Value | $343,279 |
Housing Distribution
Address Breakdown
Residential
3,205
Single Family
3,205
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices