560 Griffing StreetCutchogueNY11935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 560 Griffing Street, Cutchogue, NY, 11935 in Cutchogue speaks for itself: 46.99% gross on a $1,699,999 price, generating $66,565/mo in rent and $55,213/mo in net income after the $7,644/mo debt service. DSCR 8.71, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $662,555 stacks alongside $469,678 in projected five-year appreciation and $15,657/yr in principal reduction. Projected total cumulative return: $4,201,171.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 47% | 6.2% |
| Monthly Cash Flow | $55,213 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $66,565 |
| Total Monthly Debt Service | $10,676 |
| DSCR Ratio | 6.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11935, Cutchogue, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,239 (56.3%) |
| Renter Occupied HU | 232 (10.5%) |
| Vacant Housing Units | 729 (33.1%) |
| Median Home Value | $895,566 |
| Average Home Value | $1,073,107 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,714
Multi-Family
0
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11935, Cutchogue, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,200 (100%) |
| Owner Occupied HU | 1,239 (56.3%) |
| Renter Occupied HU | 232 (10.5%) |
| Vacant Housing Units | 729 (33.1%) |
| Median Home Value | $895,566 |
| Average Home Value | $1,073,107 |
Housing Distribution
Address Breakdown
Residential
1,714
Single Family
1,714
Multi-Family
0
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices