56 LrWinthropAR71866
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 56 Lr, Winthrop, AR, 71866 in Winthrop is capital appreciation. Rental yield 3.17%. The 3.17% gross yield at $450,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $124,327 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.59) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $72,780.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 8.0% |
| Monthly Cash Flow | $(1,516) | $1,200 |
City averages based on Winthrop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $2,526 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71866, Winthrop, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 461 (100%) |
| Owner Occupied HU | 235 (51.0%) |
| Renter Occupied HU | 45 ( 9.8%) |
| Vacant Housing Units | 181 (39.3%) |
| Median Home Value | $201,667 |
| Average Home Value | $188,798 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
240
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71866, Winthrop, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 461 (100%) |
| Owner Occupied HU | 235 (51.0%) |
| Renter Occupied HU | 45 ( 9.8%) |
| Vacant Housing Units | 181 (39.3%) |
| Median Home Value | $201,667 |
| Average Home Value | $188,798 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
240
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices