56-58 N Summer StAdamsMA01220








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Adams at 56-58 N Summer St, Adams, MA, 01220 uses $92,489 cash to close to unlock $493/yr annual cash flow and $41/mo monthly cash flow. Total monthly income runs $1,800/mo, and a $1,366/mo payment keeps the spread at $41/mo. Purchase price stands at $279,000, and rental yield measures 7.74% with $1,800/mo rent. Return on cash invested shows 20.44% in year one, and 5% annual appreciation builds toward $77,083 over five years. Five-year ROI reaches 105.91% and total cumulative return in cash records $97,951. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,800/mo property income covering a $1,366/mo payment rather than investor’s personal income.
Multi Family
Built in 1900
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01220, Adams, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,349 (100%) |
| Owner Occupied HU | 2,376 (54.6%) |
| Renter Occupied HU | 1,442 (33.2%) |
| Vacant Housing Units | 531 (12.2%) |
| Median Home Value | $231,808 |
| Average Home Value | $286,094 |
Housing Distribution
Address Breakdown
Residential
3,897
Single Family
3,515
Multi-Family
382
Businesses
255
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Listed by: Amy L Wood • STEEPLEVIEW REALTY - N. ADAMS
Mls Name: BCMLS
Mls Provider:
Mls ID: #246472
Disclaimer: IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Berkshire County Board of Realtors and the Broker Reciprocity Program. Copyright 2025 Berkshire County Board of Realtors. All rights reserved.








