91 Summit St, Plainfield, MA, 01070 | $276/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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91 Summit St, Plainfield, MA, 01070 | $276/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Plainfield at 91 Summit St, Plainfield, MA, 01070 priced at $199,000 pairs $1,530/mo rent with $276/mo cash flow after a $974/mo payment. Total monthly income equals $1,530/mo, and annual cash flow comes to $3,309/yr on $65,969 invested. Return on cash invested is 24.92% in year one, and rental yield stands at 9.23% on a $199,000 basis. Equity gained on principal adds $1,284/yr, and 5% annual appreciation accumulates to $54,980 by year five. Five-year ROI measures 129.91% and total cumulative return in cash reaches $85,698. For financing, Ziffy Mortgage’s DSCR program evaluates $1,530/mo property income against a $974/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1981

6.80 Acres lot

$N/A/sqft

No HOA

More details about the property

This newly renovated tiny house sits on 6.8 peaceful acres bordering conservation land & is sweet as can be! Once a 3 season cabin, this was recently taken down to the studs and transformed into a beautiful, basically brand new year-round home, both cozy & bright. Hand-plastered walls, metal roof, yellow pine & slate flooring, energy-efficient windows & doors, high speed internet, sleeping loft & clawfoot tub under a picture window are just some of the features to love about the space. Sit on the covered porch with your coffee & look out to the open field, swaying trees & distant views. There is plenty of space to garden here & room to add an addition when ready. The newer septic was installed in 2020. Live here year-round or keep it as a quiet country getaway! Only 3.5mi to Plainfield Pond, 1.4mi to Earthdance, 5.5 mi to The Creamery, or 13 mi to Berkshire East. Showings begin immediately, Open House Sunday 9/14 12-2pm.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01070, Plainfield, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	313 (100%)
Owner Occupied HU	235 (75.1%)
Renter Occupied HU	29 ( 9.3%)
Vacant Housing Units	49 (15.7%)
Median Home Value	$474,138
Average Home Value	$509,723