557 Butler LnCusterKY40115
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 557 Butler Ln, Custer, KY, 40115 in Custer is a conservative rental investment at $352,000. Rental yield 6.59%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $97,251; $3,242/yr in principal paydown supplements. Total projected return: $119,860.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.0% |
| Monthly Cash Flow | $(209) | $150 |
City averages based on Custer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,933 |
| Total Monthly Debt Service | $2,002 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40115, Custer, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 336 (100%) |
| Owner Occupied HU | 240 (71.4%) |
| Renter Occupied HU | 40 (11.9%) |
| Vacant Housing Units | 56 (16.7%) |
| Median Home Value | $181,250 |
| Average Home Value | $220,271 |
Housing Distribution
Address Breakdown
Residential
293
Single Family
293
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40115, Custer, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 336 (100%) |
| Owner Occupied HU | 240 (71.4%) |
| Renter Occupied HU | 40 (11.9%) |
| Vacant Housing Units | 56 (16.7%) |
| Median Home Value | $181,250 |
| Average Home Value | $220,271 |
Housing Distribution
Address Breakdown
Residential
293
Single Family
293
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kaleb Voyles • KELLER WILLIAMS HEARTLAND
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25000879
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