5565 Heritage Dr, Ione, CA, 95640 | $322/mo Cash Flow

Sold

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

2 Bed
1 Bath
936 sft

315 Bright Ave, Jackson, CA, 95642

2 Bed
1 Bath
1274 sft

11180 Quail Dr, Pine Grove, CA, 95665

2 Bed
2 Bath
1584 sft

14789 Jurata Ct, Rancho Murieta, CA, 95683

2 Bed
1 Bath
1032 sft

8122 Main St, Mokelumne Hill, CA, 95245

Nearby investment properties with comparable prices

Investment Property+ 1 more

3 Bed
2 Bath
1500 sft

3436 Camanche Pkwy N, Ione, CA, 95640

3 Bed
2 Bath
1600 sft

10044 Roach Dr, Valley Springs, CA, 95252

Investment Property+ 1 more

1 Bed
1 Bath
924 sft

14899 Shenandoah Rd, River Pines, CA, 95675

Currently Rented+ 1 more

3 Bed
2 Bath
1607 sft

20 Rollingwood Dr SPACE 200, Jackson, CA, 95642

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Ione at 5565 Heritage Dr, Ione, CA, 95640 priced at $297,000 converts $2,412/mo rent into $322/mo cash flow after a $1,454/mo obligation. Total monthly income equals $2,412/mo, and annual cash flow totals $3,866/yr on $98,456 invested. Return on cash invested prints 23.84% in year one, and rental yield reads 9.75% against a $297,000 entry. Equity gained on principal adds $1,916/yr, while 5% annual appreciation compiles into $82,056 by year five. Five-year ROI reaches 125.05% and total cumulative return in cash sums $123,114. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,412/mo property income covering a $1,454/mo payment, not borrower’s personal income.

Single Family

Built in 2005

4,796 sqft lot

$N/A/sqft

$225 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95640, Ione, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,166 (100%)
Owner Occupied HU	2,970 (71.3%)
Renter Occupied HU	863 (20.7%)
Vacant Housing Units	333 ( 8.0%)
Median Home Value	$486,328
Average Home Value	$526,797