555 2nd StDawsonMN56232
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 555 2nd St, Dawson, MN, 56232 in Dawson delivers $1,673/mo in gross rent and $394/mo in net monthly income at a $189,900 entry. The 10.57% yield and 1.96 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $52,466 over five years and $1,749/yr in equity from loan paydown, total projected return is $103,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.0% |
| Monthly Cash Flow | $394 | $450 |
City averages based on Dawson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,673 |
| Total Monthly Debt Service | $1,110 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56232, Dawson, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,076 (100%) |
| Owner Occupied HU | 726 (67.5%) |
| Renter Occupied HU | 226 (21.0%) |
| Vacant Housing Units | 124 (11.5%) |
| Median Home Value | $223,853 |
| Average Home Value | $266,006 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
804
Multi-Family
102
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56232, Dawson, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,076 (100%) |
| Owner Occupied HU | 726 (67.5%) |
| Renter Occupied HU | 226 (21.0%) |
| Vacant Housing Units | 124 (11.5%) |
| Median Home Value | $223,853 |
| Average Home Value | $266,006 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
804
Multi-Family
102
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices