5545 Mendenhall DrMechanicsburgPA17050
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder5545 Mendenhall Dr, Mechanicsburg, PA, 17050 in Mechanicsburg is a stable, well-positioned rental at $409,949. Rental yield 7.29%. DSCR 1.35 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $113,261 in value and $3,776/yr in principal paydown builds equity, a total projected return of $143,521.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.8% |
| Monthly Cash Flow | $(328) | $450 |
City averages based on Mechanicsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $2,523 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17050, Mechanicsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,075 (100%) |
| Owner Occupied HU | 13,821 (76.5%) |
| Renter Occupied HU | 3,700 (20.5%) |
| Vacant Housing Units | 554 ( 3.1%) |
| Median Home Value | $414,162 |
| Average Home Value | $456,964 |
Housing Distribution
Address Breakdown
Residential
18,110
Single Family
17,648
Multi-Family
462
Businesses
1,049
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A