554 Sage Grouse CircleCastle RockCO80109
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 554 Sage Grouse Circle, Castle Rock, CO, 80109 in Castle Rock at $834,900 earns $5,122/mo in rent and nets $151/mo after the $3,754/mo payment, a 7.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $230,667 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $7,690/yr in principal paydown, total projected return reaches $331,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 4.8% |
| Monthly Cash Flow | $151 | $1,850 |
City averages based on Castle Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,122 |
| Total Monthly Debt Service | $4,533 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,886 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,886 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tommy Karaffa • HomeSmart
Mls Name: REcolorado
Mls ID: #9603833