552 S River RdHalifaxPA17032
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.73% yield at 552 S River Rd, Halifax, PA, 17032 in Halifax is solid, but the $1,245/mo payment compresses net cash flow to $200/mo at $276,800. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $76,475 by year five, and $2,549/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.62) without U.S. income documentation. Total projected return: $118,242.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $200 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,014 |
| Total Monthly Debt Service | $1,704 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17032, Halifax, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,482 (100%) |
| Owner Occupied HU | 2,632 (75.6%) |
| Renter Occupied HU | 565 (16.2%) |
| Vacant Housing Units | 285 ( 8.2%) |
| Median Home Value | $279,213 |
| Average Home Value | $361,505 |
Housing Distribution
Address Breakdown
Residential
3,015
Single Family
2,993
Multi-Family
22
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17032, Halifax, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,482 (100%) |
| Owner Occupied HU | 2,632 (75.6%) |
| Renter Occupied HU | 565 (16.2%) |
| Vacant Housing Units | 285 ( 8.2%) |
| Median Home Value | $279,213 |
| Average Home Value | $361,505 |
Housing Distribution
Address Breakdown
Residential
3,015
Single Family
2,993
Multi-Family
22
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A