552 Ratcliff PlNatchezMS39120
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Natchez at 552 Ratcliff Pl, Natchez, MS, 39120 generates $1,070/mo in rent and, after a $695/mo payment, leaves $201/mo in cash flow. Total monthly income is $1,070/mo, and annual cash flow is $2,413/yr on $47,073 invested. Return on cash invested sits at 25.03% in year one, and rental yield is 9.04% on a $142,000 entry. Equity gained on principal adds $916/yr, while 5% annual appreciation builds toward $39,232 over five years. Five-year ROI reaches 130.32% and total cumulative return in cash sums $61,346. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,070/mo property income rather than buyer’s personal income.
Single Family
Built in 1952
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39120, Natchez, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,822 (100%) |
| Owner Occupied HU | 8,965 (60.5%) |
| Renter Occupied HU | 3,669 (24.8%) |
| Vacant Housing Units | 2,188 (14.8%) |
| Median Home Value | $113,399 |
| Average Home Value | $184,808 |
Housing Distribution
Address Breakdown
Residential
13,672
Single Family
12,419
Multi-Family
1,253
Businesses
1,219
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Listed by: Janice E Easom • Paul Green & Associates Realtors
Mls Name: MLS United
Mls ID: #4119854