5515 Judson LakeSan AntonioTX78244
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5515 Judson Lake, San Antonio, TX, 78244 in San Antonio carries a 1.50 coverage ratio, rent of $2,026/mo is 1.50 times the $1,348/mo payment. Rental yield 8.11%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $299,700 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $82,802; total projected cumulative return: $106,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $(136) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $2,042 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
6,838 sqft lot
$N/A/sqft
$91 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78244, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,066 (100%) |
| Owner Occupied HU | 9,199 (65.4%) |
| Renter Occupied HU | 3,968 (28.2%) |
| Vacant Housing Units | 899 ( 6.4%) |
| Median Home Value | $241,199 |
| Average Home Value | $256,297 |
Housing Distribution
Address Breakdown
Residential
13,399
Single Family
12,286
Multi-Family
1,113
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
6,838 sqft lot
$N/A/sqft
$91 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78244, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,066 (100%) |
| Owner Occupied HU | 9,199 (65.4%) |
| Renter Occupied HU | 3,968 (28.2%) |
| Vacant Housing Units | 899 ( 6.4%) |
| Median Home Value | $241,199 |
| Average Home Value | $256,297 |
Housing Distribution
Address Breakdown
Residential
13,399
Single Family
12,286
Multi-Family
1,113
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Zimmerhanzel • Zest Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1865210
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.