551 Summit Trail #78GranbyCO80446
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 551 Summit Trail #78, Granby, CO, 80446 in Granby hard to pass up. The 14.09% gross yield on a $262,500 purchase results in $3,082/mo in rent and $774/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.61). Annual cash flow of $9,285, five-year appreciation of $72,524, and $2,418/yr in equity build-up combine for a projected total cumulative return of $152,354.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.0% |
| Monthly Cash Flow | $774 | $1,200 |
City averages based on Granby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,082 |
| Total Monthly Debt Service | $2,203 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
N/A lot
$N/A/sqft
$778 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
N/A lot
$N/A/sqft
$778 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessie Nelson • Re/Max Peak to Peak
Mls Name: GCBOR
Mls ID: #25-752
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.