5507 Hemlock CtLulaGA30554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 5507 Hemlock Ct, Lula, GA, 30554 in Lula. At $171,465 it earns $1,350/mo in rent and distributes $306/mo to the owner after the $771/mo payment, a consistent 9.45% yield. DSCR 1.75 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $47,373 in value; $1,579/yr in principal paydown compounds ownership stake. Total projected return: $84,673.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.0% |
| Monthly Cash Flow | $306 | $1,500 |
City averages based on Lula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $975 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30554, Lula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,527 (100%) |
| Owner Occupied HU | 2,713 (76.9%) |
| Renter Occupied HU | 602 (17.1%) |
| Vacant Housing Units | 212 ( 6.0%) |
| Median Home Value | $379,301 |
| Average Home Value | $443,298 |
Housing Distribution
Address Breakdown
Residential
3,231
Single Family
3,231
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30554, Lula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,527 (100%) |
| Owner Occupied HU | 2,713 (76.9%) |
| Renter Occupied HU | 602 (17.1%) |
| Vacant Housing Units | 212 ( 6.0%) |
| Median Home Value | $379,301 |
| Average Home Value | $443,298 |
Housing Distribution
Address Breakdown
Residential
3,231
Single Family
3,231
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices