1690 Fort Lamar RdCommerceGA30530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 1690 Fort Lamar Rd, Commerce, GA, 30530 in Commerce earns a 10.99% gross yield at $149,900. Rent of $1,373/mo nets $461/mo after the $674/mo mortgage. The 2.04 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $41,415 and $1,381/yr in equity accumulation project a total cumulative return of $86,459.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.0% |
| Monthly Cash Flow | $461 | $300 |
City averages based on Commerce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,373 |
| Total Monthly Debt Service | $853 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bethe Kellum • All Star Realty, LLC
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7517691
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