5504 Fairmount DrWindsorCO80550
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5504 Fairmount Dr, Windsor, CO, 80550 in Windsor worth study. Rental yield 5.23%. The 5.23% gross yield is below cash-flow benchmarks at $572,500, but 5% annual appreciation, adding $158,171 over five years, frames this as a capital growth position. Rent of $3,572/mo partially offsets the $2,574/mo payment. Ziffy Mortgage finances appreciation-play properties (1.39 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $228,242.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.0% |
| Monthly Cash Flow | $(1,256) | $300 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,572 |
| Total Monthly Debt Service | $3,161 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
0.29 Acres lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80550, Windsor, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,394 (100%) |
| Owner Occupied HU | 14,774 (76.2%) |
| Renter Occupied HU | 3,363 (17.3%) |
| Vacant Housing Units | 1,257 ( 6.5%) |
| Median Home Value | $618,645 |
| Average Home Value | $669,939 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
17,700
Multi-Family
1,227
Businesses
1,044
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
0.29 Acres lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80550, Windsor, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,394 (100%) |
| Owner Occupied HU | 14,774 (76.2%) |
| Renter Occupied HU | 3,363 (17.3%) |
| Vacant Housing Units | 1,257 ( 6.5%) |
| Median Home Value | $618,645 |
| Average Home Value | $669,939 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
17,700
Multi-Family
1,227
Businesses
1,044
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
