5503 E Main StStocktonCA95215
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Stockton at 5503 E Main St, Stockton, CA, 95215 projects strong ROI of 6.15%. Rental yield 2.76%. With 5% annual appreciation, the property builds $607,819 in value over five years. Equity growth combined delivers a projected five-year ROI of 45.76%, translating into $284,375 in total cumulative return on $621,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.5% |
| Monthly Cash Flow | $(8,543) | $420 |
City averages based on Stockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,066 |
| Total Monthly Debt Service | $12,734 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95215, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,310 (100%) |
| Owner Occupied HU | 4,424 (60.5%) |
| Renter Occupied HU | 2,624 (35.9%) |
| Vacant Housing Units | 262 ( 3.6%) |
| Median Home Value | $519,635 |
| Average Home Value | $635,914 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,066
Multi-Family
130
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95215, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,310 (100%) |
| Owner Occupied HU | 4,424 (60.5%) |
| Renter Occupied HU | 2,624 (35.9%) |
| Vacant Housing Units | 262 ( 3.6%) |
| Median Home Value | $519,635 |
| Average Home Value | $635,914 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,066
Multi-Family
130
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices