5502 Master StPhiladelphiaPA19131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 5502 Master St, Philadelphia, PA, 19131 in Philadelphia. At $280,000 it earns $2,305/mo in rent and distributes $470/mo to the owner after the $1,259/mo payment, a consistent 9.88% yield. DSCR 1.83 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $77,359 in value; $2,579/yr in principal paydown compounds ownership stake. Total projected return: $136,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.8% |
| Monthly Cash Flow | $470 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,305 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1925
1,256 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1925
1,256 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Sandoval Sandoval Martinez-Herrera • Giraldo Real Estate Group
Mls Name: Bright MLS
Mls ID: #PAPH2546924