550 Sun Valley DrMineral BluffGA30559
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 550 Sun Valley Dr, Mineral Bluff, GA, 30559 in Mineral Bluff. At $634,000 it earns $4,729/mo in rent and distributes $871/mo to the owner after the $2,851/mo payment, a consistent 8.95% yield. DSCR 1.66 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $175,163 in value; $5,839/yr in principal paydown compounds ownership stake. Total projected return: $296,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $871 | $300 |
City averages based on Mineral Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,729 |
| Total Monthly Debt Service | $3,606 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30559, Mineral Bluff, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,613 (100%) |
| Owner Occupied HU | 1,953 (54.1%) |
| Renter Occupied HU | 342 ( 9.5%) |
| Vacant Housing Units | 1,318 (36.5%) |
| Median Home Value | $424,122 |
| Average Home Value | $490,982 |
Housing Distribution
Address Breakdown
Residential
2,647
Single Family
2,646
Multi-Family
1
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30559, Mineral Bluff, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,613 (100%) |
| Owner Occupied HU | 1,953 (54.1%) |
| Renter Occupied HU | 342 ( 9.5%) |
| Vacant Housing Units | 1,318 (36.5%) |
| Median Home Value | $424,122 |
| Average Home Value | $490,982 |
Housing Distribution
Address Breakdown
Residential
2,647
Single Family
2,646
Multi-Family
1
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices