55 W Silver Springs Dr #FVineyardUT84059
INVESTMENT ANALYSIS
Investment Verdict
Solid Income55 W Silver Springs Dr #F, Vineyard, UT, 84059 in Vineyard is a solid income-producing rental, 8.51% gross yield, $2,512/mo rent, $436/mo net cash flow on a $354,100 buy. DSCR 1.58 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $97,831 and $3,261/yr in principal reduction project a total cumulative return of $161,889.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $436 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,512 |
| Total Monthly Debt Service | $1,935 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84059, Orem, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,445 (100%) |
| Owner Occupied HU | 3,775 (58.6%) |
| Renter Occupied HU | 2,249 (34.9%) |
| Vacant Housing Units | 421 ( 6.5%) |
| Median Home Value | $595,782 |
| Average Home Value | $620,252 |
Housing Distribution
Address Breakdown
Residential
6,465
Single Family
5,752
Multi-Family
713
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84059, Orem, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,445 (100%) |
| Owner Occupied HU | 3,775 (58.6%) |
| Renter Occupied HU | 2,249 (34.9%) |
| Vacant Housing Units | 421 ( 6.5%) |
| Median Home Value | $595,782 |
| Average Home Value | $620,252 |
Housing Distribution
Address Breakdown
Residential
6,465
Single Family
5,752
Multi-Family
713
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices