55 Sloans Ln #1HeuveltonNY13654
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 55 Sloans Ln #1, Heuvelton, NY, 13654 in Heuvelton. Priced at $149,000, it generates $1,877/mo in gross rent and $882/mo in net monthly cash flow, a 15.12% yield that comfortably supports the 2.80 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,582. Five-year appreciation: $41,166. Equity from principal paydown: $1,372/yr. Total projected cumulative return: $113,620.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 6.2% |
| Monthly Cash Flow | $882 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,877 |
| Total Monthly Debt Service | $936 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13654, Heuvelton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 749 (73.7%) |
| Renter Occupied HU | 170 (16.7%) |
| Vacant Housing Units | 97 ( 9.5%) |
| Median Home Value | $164,549 |
| Average Home Value | $183,111 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
792
Multi-Family
24
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13654, Heuvelton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 749 (73.7%) |
| Renter Occupied HU | 170 (16.7%) |
| Vacant Housing Units | 97 ( 9.5%) |
| Median Home Value | $164,549 |
| Average Home Value | $183,111 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
792
Multi-Family
24
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices