55 Redwood RdSan AnselmoCA94960
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 55 Redwood Rd, San Anselmo, CA, 94960 in San Anselmo fits: $1,099,000, 5.49% gross yield, and a projected 5% annual appreciation rate adding $303,633 in value within five years. Rental yield 5.49%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.02) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $10,122/yr in principal paydown and $303,633 in appreciation project a total return of $265,135.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.5% |
| Monthly Cash Flow | $(2,397) | $1,200 |
City averages based on San Anselmo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,024 |
| Total Monthly Debt Service | $6,984 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94960, San Anselmo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,472 (100%) |
| Owner Occupied HU | 4,347 (67.2%) |
| Renter Occupied HU | 1,722 (26.6%) |
| Vacant Housing Units | 403 ( 6.2%) |
| Median Home Value | $1,723,556 |
| Average Home Value | $1,682,096 |
Housing Distribution
Address Breakdown
Residential
6,259
Single Family
5,632
Multi-Family
627
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices