55 Ora Way UNIT B301San FranciscoCA94131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow55 Ora Way UNIT B301, San Francisco, CA, 94131 in San Francisco earns its strong cash-flow label: 13.56% yield, $3,955/mo rent, $998/mo net income, DSCR 2.51. The $350,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $96,699 by year five. Combined with $3,224/yr in principal paydown, total projected return reaches $200,347.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 4.5% |
| Monthly Cash Flow | $998 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,955 |
| Total Monthly Debt Service | $2,818 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
0.42 Acres lot
$N/A/sqft
$792 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94131, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,705 (100%) |
| Owner Occupied HU | 6,945 (50.7%) |
| Renter Occupied HU | 5,806 (42.4%) |
| Vacant Housing Units | 954 ( 7.0%) |
| Median Home Value | $1,678,053 |
| Average Home Value | $1,615,350 |
Housing Distribution
Address Breakdown
Residential
13,447
Single Family
8,740
Multi-Family
4,707
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
0.42 Acres lot
$N/A/sqft
$792 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94131, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,705 (100%) |
| Owner Occupied HU | 6,945 (50.7%) |
| Renter Occupied HU | 5,806 (42.4%) |
| Vacant Housing Units | 954 ( 7.0%) |
| Median Home Value | $1,678,053 |
| Average Home Value | $1,615,350 |
Housing Distribution
Address Breakdown
Residential
13,447
Single Family
8,740
Multi-Family
4,707
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ana Roqueta • Coldwell Banker Realty
Mls Name: SFAR
Mls Provider:
Mls ID: #425021227
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.