55 Fox Run RdSouth HamiltonMA01982
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 55 Fox Run Rd, South Hamilton, MA, 01982 in South Hamilton fits: $1,250,000, 4.4% gross yield, and a projected 5% annual appreciation rate adding $345,352 in value within five years. Rental yield 4.4%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.82) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,513/yr in principal paydown and $345,352 in appreciation project a total return of $262,507.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.5% |
| Monthly Cash Flow | $(3,296) | $350 |
City averages based on South Hamilton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,583 |
| Total Monthly Debt Service | $7,381 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01982, South Hamilton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,961 (100%) |
| Owner Occupied HU | 2,322 (78.4%) |
| Renter Occupied HU | 397 (13.4%) |
| Vacant Housing Units | 242 ( 8.2%) |
| Median Home Value | $804,116 |
| Average Home Value | $886,549 |
Housing Distribution
Address Breakdown
Residential
2,698
Single Family
2,514
Multi-Family
184
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01982, South Hamilton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,961 (100%) |
| Owner Occupied HU | 2,322 (78.4%) |
| Renter Occupied HU | 397 (13.4%) |
| Vacant Housing Units | 242 ( 8.2%) |
| Median Home Value | $804,116 |
| Average Home Value | $886,549 |
Housing Distribution
Address Breakdown
Residential
2,698
Single Family
2,514
Multi-Family
184
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73546043