5494 Paradise Cay CirKissimmeeFL34746
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 5494 Paradise Cay Cir, Kissimmee, FL, 34746 in Kissimmee, $287,500, 9.93% gross yield, $169/mo net income. Consider it a market-entry position, the $2,378/mo rent covers the $1,293/mo payment with a margin, and 5%/yr appreciation is projected to add $79,431 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.84) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $121,791.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 7.2% |
| Monthly Cash Flow | $169 | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,378 |
| Total Monthly Debt Service | $2,095 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
1,089 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34746, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,557 (100%) |
| Owner Occupied HU | 15,194 (51.4%) |
| Renter Occupied HU | 7,657 (25.9%) |
| Vacant Housing Units | 6,706 (22.7%) |
| Median Home Value | $403,322 |
| Average Home Value | $422,961 |
Housing Distribution
Address Breakdown
Residential
24,340
Single Family
20,136
Multi-Family
4,204
Businesses
824
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
1,089 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34746, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,557 (100%) |
| Owner Occupied HU | 15,194 (51.4%) |
| Renter Occupied HU | 7,657 (25.9%) |
| Vacant Housing Units | 6,706 (22.7%) |
| Median Home Value | $403,322 |
| Average Home Value | $422,961 |
Housing Distribution
Address Breakdown
Residential
24,340
Single Family
20,136
Multi-Family
4,204
Businesses
824
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices