5491 N State Road 59BrazilIN47834
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5491 N State Road 59, Brazil, IN, 47834 in Brazil is capital appreciation. Rental yield 0.91%. The 0.91% gross yield at $1,500,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $414,422 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.17) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $61,113.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 6.0% |
| Monthly Cash Flow | $(7,870) | $1,200 |
City averages based on Brazil market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,134 |
| Total Monthly Debt Service | $8,407 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
15.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47834, Brazil, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,746 (100%) |
| Owner Occupied HU | 5,776 (66.0%) |
| Renter Occupied HU | 2,223 (25.4%) |
| Vacant Housing Units | 747 ( 8.5%) |
| Median Home Value | $159,172 |
| Average Home Value | $202,262 |
Housing Distribution
Address Breakdown
Residential
8,154
Single Family
7,759
Multi-Family
395
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
15.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47834, Brazil, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,746 (100%) |
| Owner Occupied HU | 5,776 (66.0%) |
| Renter Occupied HU | 2,223 (25.4%) |
| Vacant Housing Units | 747 ( 8.5%) |
| Median Home Value | $159,172 |
| Average Home Value | $202,262 |
Housing Distribution
Address Breakdown
Residential
8,154
Single Family
7,759
Multi-Family
395
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices