548 S 5th StJesupGA31545
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 548 S 5th St, Jesup, GA, 31545 in Jesup fits: $375,000, 5.47% gross yield, and a projected 5% annual appreciation rate adding $103,606 in value within five years. Rental yield 5.47%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.01) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,454/yr in principal paydown and $103,606 in appreciation project a total return of $105,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 8.0% |
| Monthly Cash Flow | $(572) | $300 |
City averages based on Jesup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $2,133 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
1.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices