5449 Campcreek LoopRosevilleCA95747
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 5449 Campcreek Loop, Roseville, CA, 95747 in Roseville is a conservative rental investment at $531,000. Rental yield 6.7%. A 1.24 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $146,706; $4,891/yr in principal paydown supplements. Total projected return: $160,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.5% |
| Monthly Cash Flow | $(656) | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,964 |
| Total Monthly Debt Service | $3,409 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
5,479 sqft lot
$N/A/sqft
$639 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
5,479 sqft lot
$N/A/sqft
$639 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Spencer Smith • Nick Sadek Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #225065580