542 Michell StRidley ParkPA19078
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 542 Michell St, Ridley Park, PA, 19078 in Ridley Park is listed at $329,900 and delivers $2,566/mo in rent and $404/mo in net monthly cash flow. The 9.33% yield and 1.73 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $91,145 over five years, and $3,038/yr in principal reduction supplements cash return. Total projected cumulative return: $151,663.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $404 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,566 |
| Total Monthly Debt Service | $2,031 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19078, Ridley Park, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,996 (100%) |
| Owner Occupied HU | 3,312 (66.3%) |
| Renter Occupied HU | 1,512 (30.3%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $282,042 |
| Average Home Value | $313,844 |
Housing Distribution
Address Breakdown
Residential
4,873
Single Family
4,196
Multi-Family
677
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19078, Ridley Park, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,996 (100%) |
| Owner Occupied HU | 3,312 (66.3%) |
| Renter Occupied HU | 1,512 (30.3%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $282,042 |
| Average Home Value | $313,844 |
Housing Distribution
Address Breakdown
Residential
4,873
Single Family
4,196
Multi-Family
677
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PADE2109806