541 W 5th StChicoCA95928








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chico at 541 W 5th St, Chico, CA, 95928 offers a 7.68% rental yield on a $705,000 purchase with $4,512/mo rent. Total monthly income registers $4,512/mo, and a $3,451/mo payment leaves $150/mo available for distribution. Annual cash flow reaches $1,804/yr on $231,945 to close, and return on cash invested stands at 20.84% in year one. Equity gained on principal adds $4,549/yr while 5% annual appreciation supports $194,779 over five years. Portfolio math shows five-year ROI at 107.8% and total cumulative return in cash at $250,033. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,512/mo property income against a $3,451/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Multi Family
Built in 1907
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95928, Chico, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,919 (100%) |
| Owner Occupied HU | 6,931 (38.7%) |
| Renter Occupied HU | 9,500 (53.0%) |
| Vacant Housing Units | 1,488 ( 8.3%) |
| Median Home Value | $507,386 |
| Average Home Value | $561,987 |
Housing Distribution
Address Breakdown
Residential
16,740
Single Family
12,881
Multi-Family
3,859
Businesses
1,892
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Listed by: Matt Depa • Re/Max of Chico
Mls Name: CRMLS
Mls ID: #SN25229777








