541 Needles CtRenoNV89521



INVESTMENT ANALYSIS
Investment Verdict
Income-Producing541 Needles Ct, Reno, NV, 89521 in Reno is a stable, well-positioned rental at $659,000. Rental yield 6.04%. DSCR 1.12 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $182,070 in value and $6,069/yr in principal paydown builds equity, a total projected return of $214,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 4.8% |
| Monthly Cash Flow | $(532) | $1,850 |
City averages based on Reno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,314 |
| Total Monthly Debt Service | $3,584 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
6,098 sqft lot
$N/A/sqft
$115 quarterly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2007
6,098 sqft lot
$N/A/sqft
$115 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jeanne Hill • LPT Realty, LLC
Mls Name: NNRMLS
Mls Provider:
Mls ID: #250005906
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