5408 N 134th AveOmahaNE68164
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5408 N 134th Ave, Omaha, NE, 68164 in Omaha at $284,400 earns $2,112/mo in rent and nets $45/mo after the $1,279/mo payment, a 8.91% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $78,574 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $2,619/yr in principal paydown, total projected return reaches $112,122.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $45 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,112 |
| Total Monthly Debt Service | $1,953 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
7,405 sqft lot
$N/A/sqft
$146 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68164, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,868 (100%) |
| Owner Occupied HU | 7,676 (59.7%) |
| Renter Occupied HU | 4,662 (36.2%) |
| Vacant Housing Units | 530 ( 4.1%) |
| Median Home Value | $275,901 |
| Average Home Value | $313,656 |
Housing Distribution
Address Breakdown
Residential
12,678
Single Family
9,107
Multi-Family
3,571
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
7,405 sqft lot
$N/A/sqft
$146 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68164, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,868 (100%) |
| Owner Occupied HU | 7,676 (59.7%) |
| Renter Occupied HU | 4,662 (36.2%) |
| Vacant Housing Units | 530 ( 4.1%) |
| Median Home Value | $275,901 |
| Average Home Value | $313,656 |
Housing Distribution
Address Breakdown
Residential
12,678
Single Family
9,107
Multi-Family
3,571
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices