540 Potrero StSan JacintoCA92582
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 540 Potrero St, San Jacinto, CA, 92582 in San Jacinto at $229,500 earns $1,538/mo in rent and nets $113/mo after the $1,032/mo payment, a 8.04% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $63,407 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,114/yr in principal paydown, total projected return reaches $94,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $113 | $300 |
City averages based on San Jacinto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,538 |
| Total Monthly Debt Service | $1,328 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92582, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,150 (100%) |
| Owner Occupied HU | 4,684 (76.2%) |
| Renter Occupied HU | 1,214 (19.7%) |
| Vacant Housing Units | 252 ( 4.1%) |
| Median Home Value | $519,831 |
| Average Home Value | $595,630 |
Housing Distribution
Address Breakdown
Residential
5,865
Single Family
5,865
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92582, San Jacinto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,150 (100%) |
| Owner Occupied HU | 4,684 (76.2%) |
| Renter Occupied HU | 1,214 (19.7%) |
| Vacant Housing Units | 252 ( 4.1%) |
| Median Home Value | $519,831 |
| Average Home Value | $595,630 |
Housing Distribution
Address Breakdown
Residential
5,865
Single Family
5,865
Multi-Family
0
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #SW26061969