540 Greencrest LnOdentonMD21113
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 540 Greencrest Ln, Odenton, MD, 21113 in Odenton worth modelling. At $395,500 with a 7.69% gross yield, the $2,534/mo rent leaves $75/mo after the $1,778/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.43 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $109,269 by year five; $3,643/yr in principal reduction adds further equity. Total projected return: $147,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.2% |
| Monthly Cash Flow | $75 | $1,200 |
City averages based on Odenton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,534 |
| Total Monthly Debt Service | $2,420 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
1,929 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21113, Odenton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,963 (100%) |
| Owner Occupied HU | 10,718 (63.2%) |
| Renter Occupied HU | 5,467 (32.2%) |
| Vacant Housing Units | 778 ( 4.6%) |
| Median Home Value | $460,176 |
| Average Home Value | $526,541 |
Housing Distribution
Address Breakdown
Residential
16,401
Single Family
12,427
Multi-Family
3,974
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
1,929 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21113, Odenton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,963 (100%) |
| Owner Occupied HU | 10,718 (63.2%) |
| Renter Occupied HU | 5,467 (32.2%) |
| Vacant Housing Units | 778 ( 4.6%) |
| Median Home Value | $460,176 |
| Average Home Value | $526,541 |
Housing Distribution
Address Breakdown
Residential
16,401
Single Family
12,427
Multi-Family
3,974
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices