54 Jacqueline Rd APT 7WalthamMA02452
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 54 Jacqueline Rd APT 7, Waltham, MA, 02452 in Waltham worth modelling. At $354,888 with a 9.21% gross yield, the $2,723/mo rent leaves $87/mo after the $1,596/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.71 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $98,049 by year five; $3,269/yr in principal reduction adds further equity. Total projected return: $142,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $87 | $1,200 |
City averages based on Waltham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,723 |
| Total Monthly Debt Service | $2,495 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1960
N/A lot
$N/A/sqft
$399 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02452, Waltham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,229 (100%) |
| Owner Occupied HU | 2,813 (53.8%) |
| Renter Occupied HU | 2,140 (40.9%) |
| Vacant Housing Units | 276 ( 5.3%) |
| Median Home Value | $834,778 |
| Average Home Value | $895,757 |
Housing Distribution
Address Breakdown
Residential
5,369
Single Family
3,522
Multi-Family
1,847
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1960
N/A lot
$N/A/sqft
$399 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02452, Waltham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,229 (100%) |
| Owner Occupied HU | 2,813 (53.8%) |
| Renter Occupied HU | 2,140 (40.9%) |
| Vacant Housing Units | 276 ( 5.3%) |
| Median Home Value | $834,778 |
| Average Home Value | $895,757 |
Housing Distribution
Address Breakdown
Residential
5,369
Single Family
3,522
Multi-Family
1,847
Businesses
411
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bruce Kirkcaldy • Coldwell Banker Realty - Newton
Mls Name: MLS PIN
Mls ID: #73375632
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