54 GreenhouseIrvineCA92603
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 54 Greenhouse, Irvine, CA, 92603 in Irvine. Rental yield 5.72%. At $1,699,000 with 5.72% gross yield, current distributions are modest, but the 5% appreciation rate projects $469,402 in new equity by year five, complemented by $15,648/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.06) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $473,883.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.1% |
| Monthly Cash Flow | $(2,664) | $300 |
City averages based on Irvine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,093 |
| Total Monthly Debt Service | $10,080 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
N/A lot
$N/A/sqft
$246 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92603, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,982 (100%) |
| Owner Occupied HU | 4,640 (58.1%) |
| Renter Occupied HU | 2,945 (36.9%) |
| Vacant Housing Units | 397 ( 5.0%) |
| Median Home Value | $1,848,428 |
| Average Home Value | $1,751,539 |
Housing Distribution
Address Breakdown
Residential
7,831
Single Family
6,105
Multi-Family
1,726
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
N/A lot
$N/A/sqft
$246 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92603, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,982 (100%) |
| Owner Occupied HU | 4,640 (58.1%) |
| Renter Occupied HU | 2,945 (36.9%) |
| Vacant Housing Units | 397 ( 5.0%) |
| Median Home Value | $1,848,428 |
| Average Home Value | $1,751,539 |
Housing Distribution
Address Breakdown
Residential
7,831
Single Family
6,105
Multi-Family
1,726
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices