5398 Cribari CrstSan JoseCA95135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5398 Cribari Crst, San Jose, CA, 95135 in San Jose speaks for itself: 12.7% gross on a $485,000 price, generating $5,134/mo in rent and $854/mo in net income after the $2,181/mo debt service. DSCR 2.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,249 stacks alongside $133,997 in projected five-year appreciation and $4,467/yr in principal reduction. Projected total cumulative return: $244,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.0% |
| Monthly Cash Flow | $854 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,134 |
| Total Monthly Debt Service | $4,087 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
$966 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95135, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,663 (100%) |
| Owner Occupied HU | 6,391 (83.4%) |
| Renter Occupied HU | 986 (12.9%) |
| Vacant Housing Units | 286 ( 3.7%) |
| Median Home Value | $1,599,745 |
| Average Home Value | $1,558,517 |
Housing Distribution
Address Breakdown
Residential
7,556
Single Family
7,182
Multi-Family
374
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
$966 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95135, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,663 (100%) |
| Owner Occupied HU | 6,391 (83.4%) |
| Renter Occupied HU | 986 (12.9%) |
| Vacant Housing Units | 286 ( 3.7%) |
| Median Home Value | $1,599,745 |
| Average Home Value | $1,558,517 |
Housing Distribution
Address Breakdown
Residential
7,556
Single Family
7,182
Multi-Family
374
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices